A new car, financing a renovation, or perhaps it's new furniture you want. No matter what your plans, we make obtaining a loan as straightforward as possible – whatever you want to use it for. Read here how to easily access an online loan.
Requesting for a loan today is much less complicated than it was just a few years ago because now you can apply for your personal loan completely online.
Your loan at BANK-now – how it works:
Simply select the loan amount and term you want in the installment calculator to see how much your monthly installments and maximum interest rate will be. The effective annual interest rate depends on your creditworthiness and can only be calculated based on the detailed information you provide in the online application.
If you want to know if the loan fits your budget, you can calculate your maximum loan amount easily without any obligations using our quick financial check.
You can fill out and submit the application for your required loan amount online right now. To process the application, we also need the following documents, which you can simply attach to the online application:
- Copy of your official ID
This includes passport, ID card, driver’s license, or foreigner's ID card (including copy of the reverse side). - Copy of your last pay slip (optional)
- If you have registered a second applicant , please also attach official ID for this applicant and optionally a copy of their last pay slip.
We will review your application as soon as we have received all the necessary documents. By performing a thorough check during the application process, we make sure that the chosen loan is the right solution for you. It is therefore entirely in your interest for the credit approval process to be handled with care
You will generally receive a response to your application within 24-48 hours. If the decision is positive, you will receive an offer by mail or email two days later.
If you are happy with the offer, send the signed documents back to us by mail. Please do not hesitate to contact us if you have any questions, either in person at one of our branches or on the phone at 0800 40 40 42.
The statutory waiting period of 14 days starts as soon as you have returned the signed contract to us. After this waiting period, the money will be transferred to your bank account.
Even if the statutory withdrawal period has elapsed, you can still repay the money free of charge within ten days of it having been paid out to you.
From just
From just
- You are at least 20 years old
- You are a permanent resident in Switzerland
- You have Swiss citizenship, a C permanent residence permit, or a B residence permit
- If you own your own home, you benefit from lower interest rates: You have been the sole owner or co-owner of a property in Switzerland for at least six months (entry in the land register)
- Interest deductible from taxable income.
- We don't charge any opening fees or commission.
- Repayment in equal monthly installments.
- The credit amount will be paid directly into your account immediately after the statutory waiting period of 14 days.
An error has occurred.
Please try again later.
(If you are using Google Chrome, make sure that
the page is not translated by «Google Translate».)