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CREDIT-now's personal loan provides you with fixed terms and fixed monthly instalments to meet your financing needs. Our credit product also includes free security measures that offer you additional protection. This includes, among other things, credit protection in the event of death as well as a free repayment option up to 10 days after disbursement.

BANK-now offers you the opportunity to conveniently apply for a loan online at any time in just a few steps. Our CREDIT-now credit product includes free collateral to cover unforeseen life situations. You don't have to worry about opening fees or commissions, because they don't apply with an online personal loan. If you still have questions, experienced credit specialists are always available to help you.

When you own your own home, there are always investments to be made, both big and small. Whether you are planning a new kitchen, adding a fresh lick of paint to the walls, or buying new furniture, CREDIT-now offers an easy, secure, and attractive way to finance your renovation or refurbishment.

A small loan can take you a long way toward a large investment you are looking to make. Entrust us with your aspirations and plans by visiting one of our BANK-now branches across Switzerland and you can count on professional advice tailored to you.

Have you been putting off modernizing your home for years? Would you like to refurnish your home or finally fulfill the dream of a new car? Or perhaps you are looking to finance your studies. This is the time to start thinking about a loan.

Cars take your family on vacation, get you to work each day, and transport the shopping home. That's why you need a car that meets your needs and those of your family exactly. To make sure that this new purchase does not lead to financial difficulties, we are able to offer you a suitable financing package.

Interest in sustainability and pursuing an environmentally friendly way of life is growing all the time. When considering investing in a solar installation, many people find themselves exploring financing options. CREDIT-now is the ideal solution for your solar installation.

By taking out a loan, you can finance your major projects. Our CREDIT-now credit product also offers you protection in unforeseen situations such as death. In addition, you can insure yourself against unemployment or disability through no fault of your own.

In life, you will sometimes be faced with costs that cannot always be covered by your own budget. You may have plans to lease or buy a new car, to invest in your health or education, or to refurbish your home – often though, only a small proportion of these costs can be covered by your own funds. We therefore recommend putting as much time and energy into choosing the correct financing option as you do into the purchase you are planning to make with it.

There are times in life when we find ourselves faced with financial outgoings that weren't originally planned. Whether renovating our home, pursuing further education, or financing a new car, sometimes we might need some financial support. Visit one of our branches across Switzerland for some advice.

How would it feel to get a loan that suits your needs perfectly and adapts flexibly to your circumstances? A loan that gives you security thanks to predefined fixed terms and that offers you the option of taking out protection against the consequences of sudden involuntary unemployment? When taking out a loan from us that is tailored to you, not only are you able to turn a plan into action, you also have the backing of a responsible bank with numerous branches across Switzerland.

When taking out a loan from us that is tailored to you, not only are you able to turn a plan into action, you also have the backing of a responsible bank with a network of branches across Switzerland.

When taking out a loan from us that is tailored to you, not only are you able to turn a plan into action, you also have the backing of a responsible bank with a network of branches across Switzerland.

The Swiss Consumer Credit Act applies to loans granted to private individuals of between CHF 500 and CHF 80,000. The repayment period must be at least three months. Even if you agree on longer terms, the Swiss Consumer Credit Act requires you to be able to repay the credit amount within 36 months, whereby only the interest during that 36-month term is taken into account. In addition to these framework conditions, the amount of the loan always depends on your personal budget and your financial situation in general.

Wenn Sie mit dem Gedanken spielen einen Kredit aufzunehmen, um sich persönliche Wünsche zu finanzieren oder Finanzlücken in ihrem Budget zu füllen, sollte die Wahl Ihres Finanzpartners wohl überlegt sein. Leider kursieren gerade in sozialen Medien viele unseriöse Kreditangebote, die darauf abzielen, unerfahrene Verbraucher in die Falle zu locken. Wenn Ihnen schnelle Soforthilfen ohne Kreditprüfung oder auffällig niedrige Zinssätze versprochen werden, sollten Sie besondere Vorsicht walten lassen. Legen Sie Wert auf einen seriösen Kredit. Wie lassen sich Kreditbetrüger von seriösen Finanzunternehmen unterscheiden?

When taking out a loan from us that is tailored to you, not only are you able to turn a plan into action, you also have the backing of a responsible bank with a network of branches across Switzerland.

When taking out a loan from us that is tailored to you, not only are you able to turn a plan into action, you also have the backing of a responsible bank with a network of branches across Switzerland.

A mortgage – or mortgage loan – is a third-party amount provided by a mortgage lender that is raised to finance a property. Interest is to be paid by the mortgage holder on this third-party amount, on top of any repayments to the mortgage lender. In the case of a mortgage loan, the mortgage lender is granted the lien on the property. As such, they are protected against any potential default.

Anyone who plans to finance a property would traditionally expect to have to take out a mortgage with a bank. In the case of a mortgage loan in Switzerland, the future property owner must finance at least 20 % of the property value with their own funds. In addition, the lien on real estate is transferred to the bank (the mortgage lender). The property thus serves as collateral for the bank in the event of any potential default of the borrower. When taking out a real estate loan, the process is a little more straightforward.

When you apply for a loan, your creditworthiness will be checked. What exactly is a credit investigation? Essentially, your creditworthiness provides information as to whether you are in a position to repay the amount borrowed to the lender on schedule. The goal here is to reduce the default risk for lenders and also to prevent borrowers from becoming overindebted. A credit investigation therefore assesses the solvency and creditworthiness of borrowers before a loan application can be approved.